Chapter 7 Bankruptcy Law Attorney

Orlando Bankruptcy Lawyer, Camille Sebreth provides professional Chapter 7 Bankruptcy Attorney legal services in Orlando, Orange County, Kissimmee, Osceola County, Altamonte Springs, Seminole County, and Central Florida.

Call 407.556.7589 about your legal needs in Orlando and Central Florida Chapter 7 Bankruptcy legal needs.

Lawyer in Orlando and Central Florida

Filing a Chapter 7 bankruptcy gives people a fresh start. It is a bankruptcy choice used to completely wipe out most debts in a legal proceeding conducted under the jurisdiction of the Federal U.S Bankruptcy Court. Chapter 7 discharge debts such as credit card debt, medical bills, personal loans, delinquent utility bills, old tax debt, and deficiencies on repossessed vehicles, and even parking violations. Under Chapter 7 bankruptcy, you will never have to pay your creditors for these types of debts.

BENEFITS TO FILING A CHAPTER 7 BANKRUPTCY

Chapter 7 bankruptcy gives you a "fresh start" in a matter of months.

Choosing to file a Chapter 7 bankruptcy is not an easy decision and one that should not be taken lightly. However, it also provides the change to receive protection against creditor harassment and regain control of your financial life by starting anew. A typical case takes approximately 4 months from start to finish and after your case is closed, you can begin to rebuild your credit.

A Chapter 7 Bankruptcy will allow you to continue paying secured debt and keep the property.

A secured debt is one where the creditor has a lien or security interest in the property that was financed. Car loans and mortgages are the most common examples of secured debt. In most cases, you can reaffirm the debt and continue paying without losing the property.

Minimal Appearances in Court

Most people are intimidated by the thought of having to appear in court. In a Chapter 7 Bankruptcy, there is only one mandatory meeting called a "341 meeting" in front of your trustee and any creditors that show up for the meeting. No one will be allowed to harass or intimidate you and you will be treated with respect and dignity at all times. It's a quick meeting that usually last ten to fifteen minutes. Attorney Camille Sebreth will be with you at all times during this meeting representing your interests to the court.

A Chapter 7 Bankruptcy will excuse most of your debts

Most of your debts will be discharged in a Chapter 7 Bankruptcy, however, some debts are not dischargeable. The most common types of non-dischargeable debts are:

  • Federal tax debt that is less than 3 years old (other conditions apply);

  • Alimony;

  • Child Support;

  • Student Loans;

  • Debts entered under the pretense of fraud, embezzlement or intentional injury;

  • Certain government fines and penalties;

  • Debts arising from driving under the influence of drugs or alcohol;

  • Creditors not listed in the bankruptcy case or otherwise not notified about the case.

**This list is somewhat simplified, and we recommend that you consult with a bankruptcy attorney to fully evaluate your circumstances.

*** For Orange County Foreclosure & Orlando Middle District of Florida Bankruptcy Creditors Meeting, Confirmation Hearings, and related Representation for Debtors and Creditors Contact Our Office at 407-556-7589 ***

Call 407.556.7589 to Schedule a Confidential Legal Consultation with Orlando and Central Florida Chapter 7 Bankruptcy Lawyer, Camille Sebreth.

The Law Offices of
CAMILLE SEBRETH, PLLC

4604 Andrus Avenue,
Orlando, FL 32804

Phone: 407.556.7589
Fax: 407.792.5464



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The Law Offices of Camille Sebreth, PLLC

Attorney, Camille Sebreth - Orlando, FL Lawyer | 407.556.7589

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Orlando Lawyer, providing experienced Debt Relief and Chapter 7 Bankruptcy Attorney legal representation in Orange County Florida, including: Orlando, Maitland, Apopka, Winter Park, Alafaya, Bay Lake, Belle Isle, Bithlo, Christmas, Doctor Phillips, Eatonville, Edgewood, Fairway Shores, Goldenrod, Gotha, Hunter's Creek, Lake Buena Vista, Lockhart, Meadow Woods, Oakland, Ocoee, Orlovista, Pine Castle, Pine Hills, Southchase, South Apopka, Taft, Tangerine, Union Park, Wedgefield, Williamsburg, Windermere, Winter Garden, Zellwood, Seminole County Florida, including: Sanford, Longwood, Altamonte Springs, Casselberry, Forest City, Geneva, Goldenrod, Heathrow, Lake Mary, Lake Monroe, Oviedo, Wekiva Springs, Winter Springs, Osceola County Florida, including: Kissimmee, St. Cloud, Campbell, Celebration, Champions Gate, Deer Park, Four Corners, Harmony, Intercession City, Kenansville, Narcoossee, Poinciana, Reunion, Yeehaw Junction, and throughout the Central Florida Area.

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