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Filing a Chapter 7 bankruptcy gives people a fresh start. It is a bankruptcy choice used to completely wipe out most debts in a legal proceeding conducted under the jurisdiction of the Federal U.S Bankruptcy Court. Chapter 7 discharge debts such as credit card debt, medical bills, personal loans, delinquent utility bills, old tax debt, and deficiencies on repossessed vehicles, and even parking violations. Under Chapter 7 bankruptcy, you will never have to pay your creditors for these types of debts.
Chapter 7 bankruptcy gives you a "fresh start" in a matter of months.
Choosing to file a Chapter 7 bankruptcy is not an easy decision and one that should not be taken lightly. However, it also provides the change to receive protection against creditor harassment and regain control of your financial life by starting anew. A typical case takes approximately 4 months from start to finish and after your case is closed, you can begin to rebuild your credit.
A Chapter 7 Bankruptcy will allow you to continue paying secured debt and keep the property.
A secured debt is one where the creditor has a lien or security interest in the property that was financed. Car loans and mortgages are the most common examples of secured debt. In most cases, you can reaffirm the debt and continue paying without losing the property.
Minimal Appearances in Court
Most people are intimidated by the thought of having to appear in court. In a Chapter 7 Bankruptcy, there is only one mandatory meeting called a "341 meeting" in front of your trustee and any creditors that show up for the meeting. No one will be allowed to harass or intimidate you and you will be treated with respect and dignity at all times. It's a quick meeting that usually last ten to fifteen minutes. Attorney Camille Sebreth will be with you at all times during this meeting representing your interests to the court.
A Chapter 7 Bankruptcy will excuse most of your debts
Most of your debts will be discharged in a Chapter 7 Bankruptcy, however, some debts are not dischargeable. The most common types of non-dischargeable debts are:
**This list is somewhat simplified, and we recommend that you consult with a bankruptcy attorney to fully evaluate your circumstances.
*** For Orange County Foreclosure & Orlando Middle District of Florida Bankruptcy Creditors Meeting, Confirmation Hearings, and related Representation for Debtors and Creditors Contact Our Office ***
Camille Sebreth professionally usilizes her experience as a private practice attorney to fight and protect the legal rights of those in Orlando and throughout the Central Florida area.
She focuses her areas of legal practice on civil legal matters involving Debt Relief and Bankruptcy, Divorce and Family Law, Estate Law, Evictions, Foreclosures and Immigration Law.
Attorney, Camille Sebreth is a member of numerous professional associations, and has an impecable reputation for diligently and aggressively fighting for her client's rights and legal interests.
CAMILLE SEBRETH'S BIOGRAPHY › › ›
Cammille Sebreth has always strived to provide the highest leval of legaL service, and her clients appreciate her dedication and due dilligence in her practice of the law.
Read informative legal articles written by Attorney, Camille Sebreth. We hope our articles help shed some light on your specific legal issues.
4604 Andrus Avenue, Orlando, FL 32804
Phone: 407.556.7589 • Fax: 407.792.5464
Home • Attorney, Camille Sebreth's Biography
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Camille Sebreth professionally usilizes her experience as a private practice attorney to fight and protect the legal rights of those in Orlando and throughout the Central Florida area.
She focuses her areas of legal practice on civil legal matters involving Debt Relief and Bankruptcy, Divorce and Family Law, Estate Law, Evictions, Foreclosures and Immigration Law.
Attorney, Camille Sebreth is a member of numerous professional associations, and has an impecable reputation for diligently and aggressively fighting for her client's rights and legal interests.
CAMILLE SEBRETH'S BIOGRAPHY › › ›
Cammille Sebreth has always strived to provide the highest leval of legaL service, and her clients appreciate her dedication and due dilligence in her practice of the law.
Read informative legal articles written by Attorney, Camille Sebreth. We hope our articles help shed some light on your specific legal issues.
Home • Attorney, Camille Sebreth's Biography
Contact Us • Sitemap • Copyright Image Credits
Website Design: Tiger Prey Media